TERMS OF SERVICE & MEMBERSHIP AGREEMENT

Rabbi David Cohen · Effective Date: October 2026

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE PLACING AN ORDER OR ACCESSING MATERIALS.

These Terms of Service (“Agreement”) constitute a legally binding agreement entered into by and between you (“Customer”, “Member”, or “You”) and Rabbi David Cohen (“Author”, “Rabbi Cohen”, “I”, “My”, or “Me”), governing your purchase, participation, and access to my publications, digital guides, recordings, and the monthly physical archive membership program.

By checking the acceptance box, submitting payment information, or receiving physical or digital materials, you certify that you are at least eighteen (18) years of age, legally competent to enter into binding agreements, and unequivocally accept and agree to all terms, conditions, billing practices, and cancellation policies outlined below.

1. The Promotional Free Book Offer (Volume I)

Under my introductory outreach, Customers are granted a complimentary physical copy of my flagship manual, The Forbidden Collection: Volume I.

• Book Cost: The retail cost of the physical clothbound/hardcover book ($29.00 USD value) is subsidized and provided to you at $0.00 (FREE).
• Postage & Handling Reimbursement: A non-subsidized shipping, warehousing, and fulfillment fee of $9.95 USD is billed to your designated payment method at checkout to cover standard USPS postage, physical packaging, tracking, and warehouse dispatch.
• Immediate Digital Access: Upon order completion, Customers receive immediate downloadable access to the companion digital guide PDF and access to the digital reader portal while the physical copy is prepared for dispatch.

2. The 12-Month Archive Membership & Continuity Program

By claiming the promotional Volume I through this outreach, you enroll in The 12-Month Archive Continuity Program:

1. Trial & Verification Period: You are granted a full thirty (30) day evaluation window starting from the date of your initial promotional order to inspect Volume I, put the protocols into practice, and evaluate the spiritual atmosphere of your household.
2. Subsequent Monthly Dispatches: Beginning thirty (30) days following your initial promotional transaction, and recurring every thirty (30) days thereafter for eleven (11) consecutive months, I will automatically print, package, and dispatch the next consecutive physical volume in the 12-Volume Archive (e.g., Volume II in Month 2; Volume III in Month 3; through Volume XII).
3. Member-Discounted Billing: Each monthly volume is billed automatically to the credit card, debit card, or payment instrument provided at checkout at the member-reserved discount price of $29.00 USD per month (which includes standard domestic postage and handling).
4. Automatic Conclusion: The continuity program automatically terminates upon dispatch and completion of Volume XII. You will never be billed beyond the twelve-volume archive.

3. 1-Click / 1-Email Cancellation & Pause Policy

You may pause, skip, or cancel your monthly subscription at any time without penalty, fee, or administrative resistance through any of the following self-service or direct channels:

• By Direct Email: Send a brief message with your name or order number to support@rabbidavidcohen.com stating “Please cancel my membership” or “Cancel future dispatches.” My fulfillment desk processes cancellations within twenty-four (24) business hours and sends an explicit confirmation receipt.
• By Self-Service Portal: Click the self-service management link included in your initial email receipt and every monthly pre-billing notification.

CANCELLATION CONSEQUENCES: When you cancel before your next scheduled billing date, all future shipments, dispatches, and automatic debits immediately cease. You will never be charged another penny, and Volume I (and any previously delivered volumes) remains yours to keep forever as my gift to your home.

4. 30-Day 100% Money-Back Guarantee

Every order is backed by my personal 30-Day Satisfaction Assurance Guarantee:

If you read Volume I, apply the protocols, and feel that this work did not bring clarity, peace, or spiritual fortitude to your home, simply notify me at support@rabbidavidcohen.com within thirty (30) days of your original purchase date. I will cheerfully issue a 100% refund of your $9.95 shipping fee. You do not need to return the book. You may keep it, pass it to a friend, or donate it to your church library.

5. Shipping, Fulfillment & Delivery Terms

• Territory: Physical book fulfillment is restricted to valid residential and commercial postal addresses within the fifty (50) United States and military APO/FPO addresses.
• Processing Timeline: Orders are queued, packed, and released for carrier pickup within 2 to 3 business days of payment clearance.
• Carriers & Tracking: Shipments are fulfilled via the United States Postal Service (USPS Media Mail / First-Class Package) with an automated tracking number delivered to your email upon scan.
• Estimated Transit Time: Domestic deliveries typically arrive within five (5) to eight (8) business days following shipment scan, depending on destination distance from the central Ohio fulfillment hub.
• Damaged or Lost Packages: If your copy arrives physically damaged or fails to show delivered status within fifteen (15) business days, contact support for a free immediate reprint and replacement dispatch.

6. Payment Authorization & Merchant Descriptors

By entering payment details and completing your order, you explicitly authorize Rabbi David Cohen to:

• Charge your payment instrument the immediate sum of $9.95 USD (plus any optional selected add-on study guides).
• Store securely with the PCI-DSS Level 1 compliant payment processor (Stripe / Payments AI / Authorize.net) your tokenized payment credentials.
• Automatically debit $29.00 USD every thirty (30) days thereafter for subsequent archive dispatches until twelve (12) volumes are fulfilled or until you exercise your right of cancellation.

Dispute Resolution: If you observe any charge you do not recognize, please contact my support desk at support@rabbidavidcohen.com immediately before initiating a formal bank chargeback. I resolve billing discrepancies, accidental duplicate orders, or cancellation requests immediately and courteously.

7. Ministerial, Educational & Devotional Disclaimer

All prayers, historical reflections, Hebrew covenant studies, and altar protocols contained within these works represent theological reflections, historical liturgical commentary, and personal faith experiences of Rabbi David Cohen.

My materials do not constitute licensed clinical medical advice, psychiatric diagnosis, psychotherapeutic treatment, financial counsel, or legal representation. They are provided solely for personal private devotional exercise, spiritual comfort, and Christian religious education. Individuals suffering from clinical psychiatric conditions, acute medical emergencies, or domestic physical violence should immediately seek assistance from certified healthcare providers, emergency medical personnel, or law enforcement.

8. Intellectual Property & Permitted Use

All texts, compilations, typography, book cover artwork, digital recordings, and custom layout formats are protected under United States and international copyright laws and are the exclusive intellectual property of Rabbi David Cohen. You are granted a personal, non-exclusive, non-transferable license to read, pray, and utilize these volumes within your immediate household. Re-publishing, digital scanning, commercial resale, public reproduction, or unlicensed distribution is strictly prohibited.

9. Limitation of Liability

To the fullest extent permitted under applicable law, Rabbi David Cohen and appointed fulfillment agents shall not be liable for any indirect, punitive, incidental, special, or consequential damages resulting from the use or inability to use these materials. My total aggregate liability for any claim arising out of this Agreement or your purchase shall not exceed the actual amounts paid by you to me during the sixty (60) days preceding the event giving rise to claim.

10. Governing Law & Dispute Arbitration

This Agreement and any dispute arising from your relationship with Rabbi David Cohen shall be governed by and construed in accordance with the laws of the State of Ohio, United States, without regard to conflict of law principles. Any dispute, controversy, or claim arising out of or relating to this Agreement that cannot be resolved amicably shall be submitted to confidential, binding individual arbitration administered under the Commercial Arbitration Rules of the American Arbitration Association, waiving any right to participate in class actions or multi-plaintiff representative claims.

11. Contact & Pastoral Support

If you have any questions regarding these Terms of Service, your order status, or your archive membership, I am available to assist you: